Wise provides a fast, secure, and transparent platform for international money transfers and multi-currency accounts. For individuals, it enables sending money to over 140 countries with most transfers arriving in under 20 seconds, offering the real mid-market exchange rate without hidden fees. Users can hold and convert money in 40+ currencies, receive funds with local account details in 21 currencies, and use the Wise Multi-Currency Card for spending and withdrawals abroad without foreign transaction fees. An interest-earning feature is available for USD, GBP, and EUR balances, backed by FDIC passthrough insurance.
For businesses, Wise Business offers an international account to manage payments and receive funds in 40+ currencies, supporting team finances and integrating with accounting software. The platform emphasizes security, being federally regulated with 65 licenses globally, safeguarding funds in separate accounts, and employing specialized anti-fraud technology with over 1,000 experts and 7 million daily checks. Wise is accessible via its web platform and a highly-rated mobile app.
